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VA, Conventional, FHA and other mortgage options with clear guidance from the Mercantini Lending Team, powered by Envoy Mortgage.
Mercantini Lending Team, powered by Envoy Mortgage, helps homebuyers and homeowners across Chesapeake, Hampton Roads and Virginia understand their mortgage options and make informed financing decisions. We provide guidance on VA, Conventional, FHA and other mortgage programs based on the borrower’s goals, property and financial situation.
Jim Mercantini is a Mortgage Loan Originator serving homebuyers and homeowners across Chesapeake, Hampton Roads and Virginia.
Mercantini Lending Team, powered by Envoy Mortgage, helps homebuyers and homeowners evaluate mortgage options based on their goals, property and financial situation. Explore VA, Conventional, FHA, investment property and other financing options available to borrowers across Chesapeake, Hampton Roads and Virginia.
VA loans can help eligible Veterans, active-duty service members and certain surviving spouses purchase or refinance a home, often with no down payment and no monthly mortgage insurance.
Conventional loans are mortgage options that aren't insured or guaranteed by the federal government and can offer flexible terms for qualified homebuyers and homeowners.
FHA loans are insured by the Federal Housing Administration and can provide an option for qualified homebuyers who may benefit from flexible credit and down-payment requirements.
Investment property financing can help qualified borrowers purchase or refinance rental and other income-producing properties, with available options depending on the property, borrower and loan program.
A HELOC can give eligible homeowners access to a revolving line of credit secured by home equity, which may be used for expenses such as renovations, large purchases or other financial needs.
HECM loans, also known as FHA-insured reverse mortgages, can help eligible homeowners age 62 and older access a portion of their home equity while continuing to live in the home, subject to program requirements.
Get clear answers to common questions about VA, Conventional, FHA and other mortgage options, including eligibility, payments, closing costs and the home-buying process.
CLIENT EXPERIENCES
Reach out for expert mortgage guidance and education. We’re here to answer your questions and help you move forward with confidence.
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